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PenCom Regulated

Personal Pension Plan

Flexible Savings for Your Future

Start saving for retirement on your own terms. The PPP gives you the flexibility to contribute whenever you can, with professional management you can trust.

The Personal Pension Plan (PPP) is an initiative of the National Pension Commission (PenCom), designed to help self-employed individuals, informal sector workers, freelancers, artisans, and professionals save consistently for retirement. Access ARM Pensions proudly manages and administers PPP contributions, ensuring secure custody, transparent reporting, and professional retirement planning support.

Get Started Today

Follow these simple steps to begin your retirement journey

PPP Onboarding

Begin your PPP journey by completing the onboarding requirements approved by PenCom. This includes identity verification, linking your RSA, and selecting your preferred PFA.

Start Onboarding

Bank Accounts

Zenith Bank in conjunction with Zenith Pensions Custodian will securely hold your pension assets. Choose the account type that matches your location.

Expression of Interest

Submitting your Expression of Interest (EOI) signals your intention to participate in the Personal Pension Plan. This enables Access ARM Pensions to begin verification and documentation, preparing your account for flexible voluntary contributions. It's a quick process that takes just a few minutes to complete.

Submit EOI

Ready to Secure Your Retirement?

Join thousands of Nigerians already building their future with the PPP

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