Our Ambition
Our Ambition is a world where everyone is inspired and empowered to shape the future.

Access ARM Pensions, (a subsidiary of the Access Holdings Plc.) is a licensed Pension Fund Administrator (PFA), birthed from the business combination of Access Pensions Limited and ARM Pensions Limited. In addition to approximately two (2) million Retirement Savings Accounts, the company has just about N3 trillion in Assets Under Management (AUM).
With total shareholder funds above the minimal statutory need, the Company is well capitalized. By 2027, we hope to have become market leaders in the pension fund administration and management sector by providing outstanding services to workers in the public, private, and informal sectors in compliance with the Pension Reform Act (PRA 2014).
Apart from RSAs, Access ARM Pensions manages other large Approved Existing Schemes (AESs) including the Nigerian National Petroleum Company (NNPC), Nigerian Ports Authority (NPA) and the Securities & Exchange Commission (SEC), defined benefits schemes. We also act as Lead PFA on some of the aforementioned schemes. These funds have been managed to the satisfaction of our sponsors till date.
As a member of the Access Holdings, we will leverage on the Group’s expansive geographical reach across Nigeria, vast technology infrastructure, proven treasury expertise, strong risk management and a growing international ecosystem to offer our clients the best solutions in planning for their retirement.
Serving more than two (2) million Nigerian workers and having just about N3 trillion in assets under management. We have the size, reach and the expertise required to manage and administer the pension funds of your employees.
With Access Holdings as our Principal Shareholder, Access ARM Pensions brings unrivaled standards of Corporate Governance, Risk Management, and Investment Management to the industry.
Our Board members contribute international experience in Investment Management, Risk Management, Pensions Fund Management, and Corporate Governance to our company’s operations. Additionally, our management team includes Chartered Financial Analysts who uphold a high standard of investment management skills
Through its legacy companies, Access ARM Pensions manages a significant number of Federal Public sector employees in various MDAs. We have been appointed by several states, including Niger, Kaduna, Lagos, Delta, Kebbi, Ogun, Jigawa, Edo, across the country to administer their Pension schemes. Additionally, we oversee the pension administration for various private organizations and institutional clients like Mobil, Chevron, NNPC, NPA etc.
Our investment strategy combines a highly qualified and experienced team of investment experts with the ideal blend of technology platform to deliver long-term, competitive returns for our customers. We place significant emphasis on a critical analysis of the past, to understand the present and anticipate the future. Our goal is geared towards designing a resilient retirement portfolio that delivers competitive returns under different economic environments.
As a digitally savvy PFA, we offer our customers quick access to their Retirement Savings Account through our unique digital channels. We employ timely, secure and seamless multichannel access, allowing you to monitor your account remotely and conveniently at the touch of a button through various digital and self-service options.
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