PenCom Regulatory Requirement
Data Recapture
Exercise
(DRE)
A mandatory PenCom requirement for all RSA holders to review, update, and confirm personal records with their Pension Fund Administrator.
Complete Your Data Recapture (PENCAP)What is the DRE?
Regulatory Compliance for All RSA Holders
The Data Recapture Exercise (DRE) is a regulatory requirement introduced by the National Pension Commission (PenCom). It requires all RSA holders to review, update, and confirm their personal records with their Pension Fund Administrator (PFA), in line with PenCom's Revised Guidelines for RSA Registration.
NIN Requirement
Your NIN is Required to Complete the DRE
A key requirement for completing the DRE is possession of a National Identity Number (NIN). Your NIN enables verification and alignment of your RSA records with data maintained by the National Identity Management Commission (NIMC). Where discrepancies exist, completion of the DRE may be delayed until records are reconciled.
About the PENCAP Self-Service Platform
To make the DRE process more accessible, PenCom introduced PENCAP — a self-service platform that allows contributors to complete the Data Recapture Exercise remotely, without visiting a PFA branch. Through the platform, RSA holders can update their information, upload required documentation, and complete biometric verification.
Information submitted through the PENCAP portal is validated against the NIMC database and subsequently updated on PenCom's Enhanced Contributor Registration System (ECRS) — the central database used by PenCom to maintain accurate contributor records, ensuring seamless processing of pension contributions and retirement benefits.
Important Information
01
RSA holders are required to register on the PENCAP portal and complete the online Data Recapture form.
02
All required supporting documents must be uploaded as specified in the checklist below.
03
A live facial capture will also be required to complete the biometric verification process.
04
The DRE should be completed within 30 days of registration on the PENCAP portal.
05
Once submitted, requests are typically reviewed within five (5) working days.
06
Updates will be communicated via SMS to your registered mobile number.
Required Documents
For Active Contributors and Retirees
Required for all DRE applicants
NIMC Enrolment Slip or NIN Card showing your NIN and Date of Birth
National Driver's License
Permanent Voter's Card (PVC)
Staff Identity Card
International Passport (mandatory for non-Nigerians)
* Provide any one valid ID above, in addition to the NIMC document.
Additional Documents (Where Applicable)
Where name or date of birth discrepancies exist
For RSA holders whose name or date of birth differs between NIMC and existing RSA records, the following may be required:
Sworn affidavit for change of name (for name corrections)
Employer confirmation letter (for active contributors requesting name or date of birth corrections)
Birth certificate or declaration of age (for date of birth correction by retirees)
Newspaper publication (for name changes by retirees)
Take Action Now
Ready to Complete
Your Data Recapture?
Log on to the PENCAP self-service portal to update your details, upload your documents, and complete biometric verification — all without visiting a branch.